Prospective property buyers are jeopardising their chances of securing a home loan because purchases made through buy now pay later (BNPL) facilities are hurting their credit score, says a leading Queensland finance brokerage. Borro™ owner Cara Giovinazzo said lenders had been taking a harder line on BNPL activities and just a couple of transactions could …
New data has revealed a 21.5% increase in the number of homeowners refinancing. If you’re thinking about switching home loans, here’s what you need to consider.
Whether it’s your first home or your fifth, the process of getting your home ready for sale can be both exciting and stressful. As a home-owner yourself, you will realise that a lot more goes into selling a house than simply listing it for sale. Your home must attract and impress potential buyers, boosting them …
When it comes to applying for finance, lenders need to make sure they can rely on you to pay them back — and your credit score will give them a good indication of how you handle your finances. Not sure if you’ve got a credit score? Well, if you’ve ever borrowed money, signed up for …
If you’re thinking about gifting some cold, hard cash to the little ones in your life, then have a think about how you can help them develop a good relationship with money, because as we all know: old habits die hard. Here we share five ideas for how to teach children about money.
If you’re a home buyer, you probably think your main cost is the price of a home. But did you know there are hidden expenses related to buying a property? Here are six common costs to factor into your budget.
Want to pay off your mortgage sooner? Read our five steps for getting ahead on your home loan repayments.
We absolutely love that personal finance is something that’s discussed more openly. However, we know that for a lot of people, this is not an appealing topic of conversation! There are all kinds of attitudes to money, and all kinds of emotions surrounding it — from confidence, gratitude and optimism, to fear, shame and panic. …
As if keeping track of the property market wasn’t a full-time job in itself! When you buy a property, it’s more than just the advertised price you’ll need to factor in to your plans.
When you buy a home, there are several key players who will be a part of your property journey. Find out who’s who – over on today’s blog!
