Checklist for first-time landlords

Buying your first investment property is a big achievement, but becoming a landlord can seem overwhelming at first. Before collecting rent and watching your investment grow, you need to get things in order. Here is our checklist to help you.   1.    Consider who manages the property While it’s possible to manage your property, it is…

Should you fix your home loan?

Has speculation about a rate rise this year got you thinking if you should fix your home loan?   A fixed rate home loan has its pros and cons, and your decision will depend on your personal preferences.   When you choose a fixed mortgage, the interest rate stays the same for a set period…

What a rate rise means for you

With inflation smashing market expectations, economists are tipping a rate rise this year. The latest Australia Bureau of Statistics data found that the consumer price index for the December quarter was up 3.5% over 12 months. This was above the Reserve Bank of Australia’s (RBA) 2 to 3% inflation target, which they forecasted for 2023…

What you should know about home loans in 2022

Is your new year’s resolution to enter the property market? Buying a home is a big financial decision, and a key factor will be your home loan. To help you on your journey, here are four things you need to know about mortgages.   1.    Pre-approvals can be powerful A pre-approval is the first step in…