Tips for preparing for interest rate rises
For the first time in over a decade, the Reserve Bank of Australia recently lifted the cash rate from 0.1% to 0.35%. With more cash rate rises predicted, check out our tips for protecting yourself.
Why 2 in 3 home buyers use a broker
More Aussie home buyers are turning to mortgage brokers to help them break into the competitive property market. Here are five reasons why coming to see us – instead of heading to your bank – is a smart choice:
5 ways to pay off your home loan faster
Want to pay off your mortgage sooner? Read our five steps for getting ahead on your home loan repayments.
Your home loan doesn’t have to be a life sentence
Did you know ‘mortgage’ is actually an old French word that translates to ‘death pledge’? The good news is that in 2022, taking out a home loan doesn’t have to be a life sentence.
5 ways to improve your chances of getting your home loan approved
If you’re applying for a home loan, you want to make sure lenders have no reason not to give you the green light. Here are five ways to improve your chances of home loan approval. 1. Have a stable income Lenders want to see that you have a stable income to give them confidence you’ll be…
The pros and cons of a variable rate home loan
When you take out a mortgage, you will choose a variable, fixed or split interest rate. We’ll look at the pros and cons of a variable rate home loan. A variable home loan is a loan in which the interest rate varies over time. It can go up or down depending on the market…
Checklist for first-time landlords
Buying your first investment property is a big achievement, but becoming a landlord can seem overwhelming at first. Before collecting rent and watching your investment grow, you need to get things in order. Here is our checklist to help you. 1. Consider who manages the property While it’s possible to manage your property, it is…
Should you fix your home loan?
Has speculation about a rate rise this year got you thinking if you should fix your home loan? A fixed rate home loan has its pros and cons, and your decision will depend on your personal preferences. When you choose a fixed mortgage, the interest rate stays the same for a set period…
What you need to know about home loan pre-approvals
Before making an offer on a property, it’s a good idea to get a pre-approval for a home loan. A pre-approval, also known as conditional approval, indicates that a lender is willing to lend you an amount of money to buy a property. Here are five key things to know about a pre-approval. 1. A…
What you should know about home loans in 2022
Is your new year’s resolution to enter the property market? Buying a home is a big financial decision, and a key factor will be your home loan. To help you on your journey, here are four things you need to know about mortgages. 1. Pre-approvals can be powerful A pre-approval is the first step in…