Is your new year’s resolution to enter the property market? Buying a home is a big financial decision, and a key factor will be your home loan. To help you on your journey, here are four things you need to know about mortgages. 1. Pre-approvals can be powerful A pre-approval is the first step in…
At the start of a new year, you may be wanting to start a clean slate, perhaps create new goals or pick up new habits. To inspire you to live your best life in 2022, check out our five top book recommendations on mindset and goal setting. 1. Atomic Habits: An Easy & Proven Way…
Not all banks are playing nice when it comes to home loans, with several of them hiking fixed interest rates in recent weeks. This has surprised a lot of us, because as we know the RBA has kept the cash rate at 0.1% for some time now. So, why are banks charging more for…
Why rent when you can buy? This has been the catch cry of developers, real estate agents, banks, and probably your parents (and their parents). The thinking is that if we’re going to be paying for somewhere to live, then it makes sense to channel that money into an investment. There are many reasons why we…
Record low interest rates and a booming property market is lighting a fire under mortgage brokers right now. Our services are in high demand, with 3 in 5 home loans going through a broker these days. It hasn’t been all rainbows and unicorns, though. Two years ago we weren’t even sure if we’d be allowed…
There’s a lot to consider when choosing a home loan. From securing a fair interest rate to making sure you’ll get approved, and in time! Here are our top tips on what to consider when choosing a home loan: Am I getting a fair rate? Making sure you get a competitive rate will have…