Life is expensive, and many people find it difficult to manage their finances and various debts. If you are having difficulty with paying a range of debts, with varying due dates and amounts, you might be wondering if you can consolidate debt into your mortgage. In this blog, we will examine the strategic approach of …
Some first-time home owners in Queensland have the benefit of accessing the Queensland First Home Owners Grant (FHOG). If you’re dreaming of owning your first home, you may be wondering if you’re eligible for the grant, how much it is, and what you can actually use it for. We’ve compiled a guide to explain what …
If you’re looking to secure a home loan, you might be wondering what the difference is between a mortgage broker and a bank, and which is right for you. In this blog, we’ll explain the key differences between mortgage brokers and banks, so that you can assess which is best suited to your needs. What …
What is the difference between a mortgage broker and a bank? Read More »
If you’re starting your journey to becoming a homeowner, you will no doubt be learning a lot of new key phrases associated with mortgages. One of these will likely be “offset accounts”, but what is actually the function of these accounts? And how can they benefit you? We’ve compiled some information about offset accounts and …
One of the most important steps in your journey to becoming a homeowner is choosing the right support network. Your mortgage broker will be a key player in your home loan process, and choosing the right broker for your individual needs is crucial. So how do you choose the right mortgage broker? We’ve compiled a …
The loan features you have on your current mortgage may no longer be suitable, and could actually be preventing you from achieving financial freedom. By choosing to refinance, you can potentially access a better interest rate and save tens of thousands of dollars over the life of your loan. You can also consolidate debt, or …
Being a first-time buyer can feel daunting, but understanding the process of getting a mortgage in Australia can help you to feel at ease during this milestone. We’ve compiled this guide to help you to understand how to get a mortgage, and the various steps along the way in your journey to home ownership. How …
Saving for a deposit is the biggest hurdle for first home buyers. New data shows that it will take someone 11 years to save for a 20% deposit. Read our tips on how you can boost your savings to reach your goal sooner.
When you begin your home buying journey, one of the various terms you will come across is Lenders Mortgage Insurance (LMI). This insurance may assist certain buyers to access the property market more easily, particularly those that do not have a substantial deposit. But what is Lenders Mortgage Insurance and do you actually need it? …
What is Lender’s Mortgage Insurance and do I need it? Read More »
More Aussie home buyers are turning to mortgage brokers to help them break into the competitive property market. Here are five reasons why coming to see us – instead of heading to your bank – is a smart choice:
