If you’re looking into personal loans, you might be wondering if it’s a flexible option for you. Personal loans are a fairly versatile option for those seeking extra finance, as there are so many ways you can use them. Since they aren’t boxed into a category, like car or home loans, there typically aren’t guidelines …
Ideally, behind every good business idea there should be a financially viable plan. Financing is required to turn most business dreams into a reality, and it’s very common for first-time business owners to need to source finances from a lender to get started. How do I secure financing for my new business? Securing financing for …
The question of how to best manage debt is a common concern, particularly for hopeful homebuyers. One strategy for tackling existing debts is debt consolidation; which can help individuals by streamlining their repayments into one simple step. However, if you’re considering consolidating your debts you may be concerned that it could impact your credit score …
Does debt consolidation impact your credit score? Read More »
The Higher Education Contribution Scheme (HECS) is a necessity for many Australians that pursue tertiary qualifications, allowing the cost of tuition to be paid off after a certain income threshold is met. If you’ve got a student loan debt, such as HECS or FEE-HELP, you may be wondering if this will impact your ability to …
If you’re looking to take out a personal loan, to consolidate debt, finance a large purchase, or to cover unexpected expenses, it’s important to consider what type of loan is best suited to your financial situation. There are a variety of loans available for individuals, including secured personal loans. But what exactly is a secured …
Investing in real estate can equate to financial stability, if done successfully, due to the ongoing nature of wealth that can be generated from property. Whether you’re a homeowner wanting to expand your portfolio, or a first time buyer yet to enter the market, there are many elements of investing in real estate to consider. …
Life is expensive, and many people find it difficult to manage their finances and various debts. If you are having difficulty with paying a range of debts, with varying due dates and amounts, you might be wondering if you can consolidate debt into your mortgage. In this blog, we will examine the strategic approach of …
If you’re starting your journey to becoming a homeowner, you will no doubt be learning a lot of new key phrases associated with mortgages. One of these will likely be “offset accounts”, but what is actually the function of these accounts? And how can they benefit you? We’ve compiled some information about offset accounts and …
When it comes to applying for finance, lenders need to make sure they can rely on you to pay them back — and your credit score will give them a good indication of how you handle your finances. Not sure if you’ve got a credit score? Well, if you’ve ever borrowed money, signed up for …
If you’re thinking about gifting some cold, hard cash to the little ones in your life, then have a think about how you can help them develop a good relationship with money, because as we all know: old habits die hard. Here we share five ideas for how to teach children about money.
