As a hopeful homebuyer, you will come across many new phrases in your home loan journey. One of these will be Loan-To-Value Ratio (LVR). If you’ve never heard of LVR and feel unsure about how this fits into your home loan process, rest assured that our below guide will educate and empower you. What is Loan-To-Value Ratio? When you …
Understanding Loan-To-Value Ratio (LVR) in home loans Read More »
As a prospective homebuyer you may be aware of the benefits of working with a mortgage broker, but it’s natural to be curious about how long it will actually take to get approved with a broker. Understanding the general timeline of engaging with a mortgage broker can equip hopeful buyers with confidence and understanding surrounding …
How long does it take to get approved with a mortgage broker? Read More »
If you’re preparing for your first meeting with a mortgage broker, you might be unsure of what you need to bring along with you. Ensuring that you arrive to your meeting with all the necessary documents will help to streamline the process, so we’ve compiled a list of everything you need for your mortgage broker …
Essential documents for your mortgage broker meeting Read More »
The Higher Education Contribution Scheme (HECS) is a necessity for many Australians that pursue tertiary qualifications, allowing the cost of tuition to be paid off after a certain income threshold is met. If you’ve got a student loan debt, such as HECS or FEE-HELP, you may be wondering if this will impact your ability to …
The prospect of becoming a homeowner, whether it’s your first time or you’re a seasoned investor, can be both exciting and stressful. With many crucial financial decisions ahead, you may be wondering at what point of your home buying journey is the best time to engage with a mortgage broker. Although this process may look …
When should I see a mortgage broker for my home buying journey? Read More »
When you’re getting started on your home-buying journey, you might be unsure of the benefits of a mortgage broker, and why you might opt for a broker over a bank for your loan. A mortgage broker acts as a “middleman” between hopeful borrowers and various lending institutions. Mortgage brokers work independently to connect you with …
If you’re a first-time home buyer, you might be wondering what pre-approval actually means and what it involves. How do you get “pre-approved?” and does this mean you’re approved for a mortgage? It’s normal to be uncertain about financial lingo such as this, but it’s important to be aware of what pre-approval actually involves and …
One of the most important steps in your journey to becoming a homeowner is choosing the right support network. Your mortgage broker will be a key player in your home loan process, and choosing the right broker for your individual needs is crucial. So how do you choose the right mortgage broker? We’ve compiled a …
