Debt Consolidation

We understand that sometimes things get out of control, or you find yourself in a situation different to what you had planned.

Consolidating debt can help you catch up, get ahead and gain control of your finances again. Whether it’s car loans, credit cards or interest free purchases that are now incurring interest, these can all be added to your home loan.

We can do this by consolidating it into your home loan. This is usually a separate loan to your main mortgage, so it’s not extended over 30 years, and is typically for 10 years or less. This puts you in a position to pay it off at typically a much lower interest rate, gives you breathing room, but ensures you pay off the debt over a smaller amount of time, instead of adding it to your mortgage and extending the debt over 30 years.

If you want more information, contact one of our experienced finance brokers today 1300 1 borro or email

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Finding the right finance for you

Whether you are a first home-buyer looking for a home loan; an aspiring business owner seeking start-up capital or the owner of an established business looking for finance or cashflow options, Borro can provide the tools, services and support to help you achieve your goals.
SPENCETON FINANCE SOLUTIONS PTY LTD ABN 30 627 287 423 is an authorised credit representative of Connective Credit Services Pty Ltd Australian Credit Licence 389328. The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.