We educate and empower people, financially.

Helping Australians Borrow Smarter

Borro™ is a mortgage broker and lending platform helping Australians secure smart, personalised finance solutions – from first home buyers to seasoned investors.

We work with a panel of 30+ banks and non-bank lenders to find the best home loan, refinance or debt consolidation option for your situation. No sales scripts, no bank agendas – just honest advice that puts your goals first.

What We Do

We help Australians navigate major financial decisions with clarity and confidence. Whether you’re buying a home, consolidating debts, or refinancing for a better rate, our team’s got your back from first question to final signature.

How We Can Help

First home buyers, owner-occupier loans, investment loans, pre-approvals

Rate reviews, switching lenders, simplifying monthly repayments

Combining car loans, credit cards, personal debts into one home loan

Vehicle loans, secured personal loans (via our lender network)

Structured finance for growing your property portfolio

Small business loans, equipment and working capital finance (selected lenders) 

How We're Different

We’re not a lender – we’re your advocate, and we don’t just compare rates. We work with you to make borrowing feel less overwhelming, more transparent, and actually tailored to your life.

Here’s what sets Borro apart:

  • Real people, not robots
    You’ll speak with experienced brokers who guide you clearly, not a call centre script.
  • Straight-up advice
    If something isn’t in your best interest, we’ll say so. No overpromises. No pressure.
  • Team-based service
    Behind every Borro broker is a support team working to make your application faster and smoother.
  • We move quickly
    Get conditional approval in as little as 24-48 hours (once your documents are in).

Who We Work With

Borro supports all kinds of Australians, including:

  • First home buyers looking for step-by-step support
  • Families wanting to refinance and reduce repayments
  • Property investors managing complex portfolios
  • Self-employed borrowers and business owners
  • Homeowners wanting to roll debts into one simple repayment
  • Regional clients with local income or non-traditional setups

     

We understand that no two borrowers are the same – and your finance strategy shouldn’t be either.

More Than Just Loans

Borro exists to empower everyday Australians with honest advice, better options, and the confidence to move forward.

We don’t push one product or lender, we find what fits you best. That’s how we’ve built long-term relationships (and an ever-growing community of return clients).

Want to See What's Possible?

Whether you’re just starting out or already exploring your options, we’ll help you understand what you can afford – and how to make it happen.

AWARDS

Industry awards and accolades.

THE TEAM

Your Lending Experts.

Cara Giovinazzo

Cara Giovinazzo

Managing Director & Senior Mortgage Broker

Borro™ - Brisbane Dip. Finance & Mortgage Broking View Profile
Kelly Paterson

Kelly Paterson

Senior Mortgage Broker

Brisbane Dip. Mortgage Broking View Profile
Amy Tessmann

Amy Tessmann

Business Operations Manager

Karlee Spence

Karlee Spence

Mortgage Broker

Brisbane Dip. Mortgage Broking View Profile
Campbell Moylan

Campbell Moylan

Mortgage Broker

Melbourne B. Comm/B. Finance, Grad. Cert. (Financial Technology), Cert IV Financial Services View Profile
Ben Bath

Ben Bath

Mortgage Broker

Brisbane Cert IV Mortgage Broking View Profile
Xatiese Wilson

Xatiese Wilson

Client Service Manager

Brisbane Cert III Business, Cert IV Finance & Mortgage Broking View Profile
Lina Faavae

Lina Faavae

Client Service Manager

Cris-an Pution

Cris-an Pution

Settlement Officer

Chia Sales

Chia Sales

Settlement Officer

OUR VALUES

Education equals financial empowerment.

01

Collaboration and communication.

Borro is more than the sum of its many brokers. We are a team. And to find the best financial solution for your needs, we communicate, collaborate and apply our strength in numbers

02

Excellence
and ethics.

There’s a reason we have outstanding customer retention… we make things clear as day. Borro builds trust through complete transparency and always aims above and beyond our clients’ desired outcomes.

03

Motivation
and mastery.

Borro never settles for less. We remain at the forefront of market changes, constantly pushing our processes to ensure our clients receive a professional service and have the most enjoyable and uncomplicated borrowing experience.

04

No nonsense.

Borro operates with honesty. On the subject of finance, we believe it’s important to set realistic expectations and avoid making empty promises. We are here to help, though you can rely on Borro to tell it like it is.

OUR HIGHLIGHT REEL

Play of the day.

Jared & Shauna Buy Their Dream Boat

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Jeff & Kylie Are En Route to Fiji

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Todd & Kelsea Build Their Forever Home

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WHY BORRO™

WE ARE BIG ON EDUCATION

Brush up with Borro™ Media

Over 300 5-Star Reviews on Google

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Achieve Your Financial Goals

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