Access Your Home’s Equity
Reverse Mortgages
You’ve spent decades building equity in your home. A reverse mortgage lets you access that value with no regular repayments and no need to move out.
- No cost to find out
- No obligation
- We connect you with specialist advisors
understanding equity
What is a reverse mortgage?
A reverse mortgage is a loan for homeowners aged 60 and over that lets you borrow against your home’s equity. There are no regular repayments – interest accumulates over time and the loan is repaid when you sell, move into aged care, or pass away.
Key Protections
- You retain full ownership of your home
- Negative equity guarantee (never owe more than home value)
- Independent legal advice required before proceeding
- Home renovations
- Supplement super or pension Income
- Aged care costs
- Help familiy with a deposit
check your status
Am I eligible?
Answer five quick questions to find out.
estimates only
How much could I borrow?
The amount you can borrow depends on your age and property value. These are estimates only – your actual limit is confirmed by Connective Reverse during your consultation.
$212,500
Estimated Accessible Equity
Age 60
Up to 15%
Age 65
Up to 20%
Age 70
Up to 25%
Age 75
Up to 30%
Age 80
Up to 35%
Age 85
Up to 40%
Disclaimer: This is an estimate only. Actual amounts depend on your lender, property type, and individual circumstances. Figures based on ASIC reverse mortgage guidelines.
How Our Process Works
Find the Right Home Loan in 4 Easy Steps
01
Step 01
Talk to Borro™
A free, no-obligation chat to confirm you meet the basic criteria. No paperwork upfront.
02
Step 02
We make the introduction
If a reverse mortgage looks like a fit, we connect you with our partners at Connective Reverse — specialist reverse mortgage advisers.
03
Step 03
Get the full picture
Connective Reverse walks you through your options, borrowing limits, and what the loan means for your estate. Independent legal advice is required before proceeding — this is a legal protection for you.
04
Step 04
You decide
No pressure. No rush. The final decision is entirely yours to make.
COMMON REVERSE MORTGAGE QUESTIONS
Frequently Asked Questions
Yes. A reverse mortgage does not transfer ownership. You remain the owner for as long as you live there.
No. Australian law requires lenders to include a negative equity guarantee, meaning you can never owe more than the value of your home at the time of sale.
The loan is repaid from the sale of the property. Any remaining equity after repayment goes to your estate.
Yes. You can sell at any time. The loan is repaid from the sale proceeds, and you keep whatever is left.
No regular repayments are required. Interest compounds over time and is settled when the loan ends.
No. Borro is not a lender. We connect eligible clients with our partners at Connective Reverse, who are the specialist advisers for this product.
Nothing. The initial chat with Borro is completely free and carries no obligation.
