Save on Interest and

Refinance your SMSF loan

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Book a consultation with an SMSF expert

SMSF Lending
Is your SMSF interest rate working for you?

When was the last time you reviewed your SMSF loan? Many SMSF borrowers find themselves locked into high interest rates, missing out on better opportunities. At Borro™, we specialise in helping clients secure SMSF loans—whether you’re refinancing an existing loan for a better rate or seeking finance to purchase a property within your SMSF. With access to a variety of trusted lenders, our brokers do the legwork—ensuring you’re matched with a loan that suits your needs.

Our team takes care of the heavy lifting, from initial eligibility checks and pre-approvals to application support and post-settlement assistance. While SMSF lending can be complex, we’re here to guide you every step of the way, helping you navigate the process and set up for long-term financial success.

SMSF Lending
Is your SMSF interest rate working for you?
  • SMSF Lending
  • We compare
  • Unlimited extra repayments
  • We find the best choice for you
  • We do the hard work
  • Experienced team
  • Finding you the lowest rate
  • 5★ 178+ Google Reviews
Our Process
01
Step 01
Comparison
We start by understanding your financial goals and comparing a range of SMSF loan options from our variety of lenders. Our goal is to identify the most competitive rates and suitable features that align with your needs.
02
Step 02
Pre-approval
Before you apply, we assess your eligibility and work with lenders to secure a pre-approval, giving you confidence and clarity as you move forward.
03
Step 03
Final aproval
Our team manages all communication with the lender, coordinating with credit officers to ensure a smooth approval process. We handle the paperwork, so you don’t have to.
04
Step 04
Your benefits

Once your loan is approved, we continue to support you with post-settlement assistance, ensuring you maximise the benefits of your new SMSF loan.

At Borro you have options
Types of SMSF loans offered
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Residential
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Commercial
WHY REFINANCE YOUR SMSF LOAN WITH BORRO™
Access to better borrowing solutions
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Borro™ is more than the sum of its many brokers. We are a team. And to find the best financial solution for your needs, we communicate, collaborate and apply our strength in numbers.
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There’s a reason we have a great reputation in the industry and outstanding customer retention… We make things clear as day. Borro™ builds trust through complete transparency and always aims for the best possible outcome for our clients.
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Borro™ never settles for less. We remain at the forefront of market changes, constantly pushing our processes to ensure our clients receive the very best service and have the most enjoyable and uncomplicated borrowing experience.

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Borro™ operates with honesty. On the subject of finance, we believe it’s important to set realistic expectations and avoid making empty promises. We are here to help, though you can rely on Borro™ to tell it like it is – we are here to help.

CASE Study
How Emilie benefited from a SMSF refinance
Saved annually

$8,910

Interest rate drop after Borro

Reduced 2%

Time negotiating with lenders

Zero

CASE Study
How Emilie benefited from a SMSF refinance

Emilie was paying a high interest rate on her SMSF loan, significantly impacting her annual savings. After consulting with Borro™, she secured a more competitive rate, reducing her interest rate by 2%. This adjustment led to annual savings of $8,910, providing Emilie with greater financial freedom and flexibility to achieve her investment goals.

Borro™ guided Emilie through every step of the process—from comparing rates to managing approval—helping her navigate the options and making the process smoother than going direct to lenders.

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DON’T WAIT
Unlock Your SMSF’s Potential

If you’re managing your own super, you deserve a loan that works as hard as you do. Refinancing with Borro™ gives you the opportunity to reduce financial costs, secure competitive rates, and improve your cash flow. With our team managing the comparisons, paperwork, and approvals, we help simplify the process so you can focus on building a stronger financial future.

AWARDS

Industry awards and accolades.

Over 185 5-Star Reviews on Google

Posted on Google Google
Chelsea Craven profile picture
Chelsea Craven
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cara and her team at Borro have been nothing short of exceptional throughout our home loan process. From the very beginning, Cara provided clear communication and comprehensive information, making the process of moving banks and securing a loan for our new mortgage smooth and stress-free. She took the time to explain every step, answer all our questions, and ensured we felt confident in the decisions we were making. Her professionalism, knowledge, and genuine care made what can often be a complicated process feel simple and well supported. I could not recommend Cara and the team at Borro more highly to anyone looking to secure a home loan or refinance. Their service and support have truly been outstanding. ⭐️⭐️⭐️⭐️⭐️
Posted on Google Google
Bryce Wells profile picture
Bryce Wells
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Campbell from borro as our mortgage broker was an outstanding experience from start to finish. From the very beginning, he was professional, knowledgeable, and genuinely committed to helping us secure the best possible outcome. Campbell took the time to clearly explain every step of the process, making what can often be a stressful and confusing experience feel simple and manageable. He was always available to answer questions, provided honest advice, and worked incredibly hard behind the scenes to find the right loan that suited our needs. What really stood out was his communication and dedication. Campbell kept us updated throughout the entire process and made sure everything moved smoothly and efficiently. His attention to detail and willingness to go the extra mile gave us complete confidence that we were in good hands. Thanks to Campbell, the whole process was far easier than we expected. We would highly recommend him to anyone looking for a reliable, knowledgeable, and supportive mortgage broker. If you want someone who truly cares about getting the best result for you, Campbell is the person to call.
Posted on Google Google
Candice Staadecker profile picture
Candice Staadecker
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Kelly and Lina were fantastic. They work at a fast pace which is exactly what you want in a mortgage broker. I would highly recommend Borro.
Posted on Google Google
Jamie Borg profile picture
Jamie Borg
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Incredibly knowledgable, patient, dilligent and got the results I needed.
Posted on Google Google
Jarrah Kelly profile picture
Jarrah Kelly
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Campbell was so attentive and helpful. He was also always pleasant to communicate with.
Posted on Google Google
Troodon profile picture
Troodon
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great experience with my recent refinance. I had friendly, proactive, and timely assistance provided by Kelly and the Borro team.
Posted on Google Google
Morteza Nourbakhsh profile picture
Morteza Nourbakhsh
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We had a great experience with our broker, Campbell! They were extremely helpful and professional throughout the entire mortgage process, always keeping us updated and regularly checking in to see if we needed any help. Their support made the whole experience much less stressful. We highly recommend them.
Posted on Google Google
Paul Hawkey profile picture
Paul Hawkey
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service and advice from Campbell and the team.
Posted on Google Google
sid alsid profile picture
sid alsid
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
⭐️⭐️⭐️⭐️⭐️ Huge thanks to Kelly and the Borro team for their help with my refinance. The process had a few complications, but Kelly was always professional, patient, and easy to deal with. Communication was clear throughout and everything was handled smoothly through to settlement. Highly recommend Borro!
Posted on Google Google
Susie profile picture
Susie
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Kelly from Borro was an absolute delight to work with! She made applying for a home loan feel easy, guiding me every step of the way and keeping me informed throughout the entire process. Kelly was always prompt, professional, and communicated clearly with genuine empathy, which made a huge difference in helping me understand the loan process and feel fully supported. She consistently provided timely updates, even after work hours and during her annual leave, which I was incredibly grateful for. Thanks to her guidance, we secured formal approval on time. I couldn’t be happier with the outstanding service and would highly recommend Kelly to anyone looking for a knowledgeable and trustworthy mortgage broker.
FREQUENTLY ASKED QUESTIONS

In case you missed something

It’s recommended to review your SMSF loan annually. Regular assessments can ensure you’re not missing out on better rates or features as market conditions change.
Refinancing could save you thousands if you’re on a higher rate. With our access to a broad range of lenders, we can help you find out if switching now is financially beneficial.
Refinancing involves reviewing your loan terms, comparing rates, and submitting a new application. Our team will handle the details, from eligibility checks to liaising with lenders.

Refinancing typically takes a few weeks, depending on the lender’s processing times. Borro™ will guide you through each step and keep the process as smooth and quick as possible.

Not necessarily. Refinancing can involve switching lenders, but it may also mean renegotiating terms with your current lender to get a better rate.
Refinancing can reduce your interest rate, lower monthly repayments, and unlock equity in your property—providing flexibility for other investment opportunities.

With extensive experience in SMSF lending, Borro™ brokers provide transparent, unbiased advice to help you find a loan that aligns with your financial goals.

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