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Refinance your SMSF loan

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SMSF Lending
Is your SMSF interest rate working for you?

When was the last time you reviewed your SMSF loan? Many SMSF borrowers find themselves locked into high interest rates, missing out on better opportunities. At Borro™, we specialise in helping clients secure SMSF loans—whether you’re refinancing an existing loan for a better rate or seeking finance to purchase a property within your SMSF. With access to a variety of trusted lenders, our brokers do the legwork—ensuring you’re matched with a loan that suits your needs.

Our team takes care of the heavy lifting, from initial eligibility checks and pre-approvals to application support and post-settlement assistance. While SMSF lending can be complex, we’re here to guide you every step of the way, helping you navigate the process and set up for long-term financial success.

SMSF Lending
Is your SMSF interest rate working for you?
  • SMSF Lending
  • We compare
  • Unlimited extra repayments
  • We find the best choice for you
  • We do the hard work
  • Experienced team
  • Finding you the lowest rate
  • 5★ 178+ Google Reviews
Our Process
01
Step 01
Comparison
We start by understanding your financial goals and comparing a range of SMSF loan options from our variety of lenders. Our goal is to identify the most competitive rates and suitable features that align with your needs.
02
Step 02
Pre-approval
Before you apply, we assess your eligibility and work with lenders to secure a pre-approval, giving you confidence and clarity as you move forward.
03
Step 03
Final aproval
Our team manages all communication with the lender, coordinating with credit officers to ensure a smooth approval process. We handle the paperwork, so you don’t have to.
04
Step 04
Your benefits

Once your loan is approved, we continue to support you with post-settlement assistance, ensuring you maximise the benefits of your new SMSF loan.

At Borro you have options
Types of SMSF loans offered
Residential
Commercial
WHY REFINANCE YOUR SMSF LOAN WITH BORRO™
Access to better borrowing solutions
Borro™ is more than the sum of its many brokers. We are a team. And to find the best financial solution for your needs, we communicate, collaborate and apply our strength in numbers.
There’s a reason we have a great reputation in the industry and outstanding customer retention… We make things clear as day. Borro™ builds trust through complete transparency and always aims for the best possible outcome for our clients.

Borro™ never settles for less. We remain at the forefront of market changes, constantly pushing our processes to ensure our clients receive the very best service and have the most enjoyable and uncomplicated borrowing experience.

Borro™ operates with honesty. On the subject of finance, we believe it’s important to set realistic expectations and avoid making empty promises. We are here to help, though you can rely on Borro™ to tell it like it is – we are here to help.

CASE Study
How Emilie benefited from a SMSF refinance
Saved annually

$8,910

Interest rate drop after Borro

Reduced 2%

Time negotiating with lenders

Zero

CASE Study
How Emilie benefited from a SMSF refinance

Emilie was paying a high interest rate on her SMSF loan, significantly impacting her annual savings. After consulting with Borro™, she secured a more competitive rate, reducing her interest rate by 2%. This adjustment led to annual savings of $8,910, providing Emilie with greater financial freedom and flexibility to achieve her investment goals.

Borro™ guided Emilie through every step of the process—from comparing rates to managing approval—helping her navigate the options and making the process smoother than going direct to lenders.

DON’T WAIT
Unlock Your SMSF’s Potential

If you’re managing your own super, you deserve a loan that works as hard as you do. Refinancing with Borro™ gives you the opportunity to reduce financial costs, secure competitive rates, and improve your cash flow. With our team managing the comparisons, paperwork, and approvals, we help simplify the process so you can focus on building a stronger financial future.

AWARDS

Industry awards and accolades.

Over 185 5-Star Reviews on Google

FREQUENTLY ASKED QUESTIONS

In case you missed something

It’s recommended to review your SMSF loan annually. Regular assessments can ensure you’re not missing out on better rates or features as market conditions change.
Refinancing could save you thousands if you’re on a higher rate. With our access to a broad range of lenders, we can help you find out if switching now is financially beneficial.
Refinancing involves reviewing your loan terms, comparing rates, and submitting a new application. Our team will handle the details, from eligibility checks to liaising with lenders.

Refinancing typically takes a few weeks, depending on the lender’s processing times. Borro™ will guide you through each step and keep the process as smooth and quick as possible.

Not necessarily. Refinancing can involve switching lenders, but it may also mean renegotiating terms with your current lender to get a better rate.
Refinancing can reduce your interest rate, lower monthly repayments, and unlock equity in your property—providing flexibility for other investment opportunities.

With extensive experience in SMSF lending, Borro™ brokers provide transparent, unbiased advice to help you find a loan that aligns with your financial goals.

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