HOME LOAN BROKERS SYDNEY
Borro™ helps Sydney residents buy with confidence.
Buying a house in the rapidly evolving Sydney property market can seem like a difficult and stressful process. That’s why Borro™ is dedicated to pinpointing lending solutions which help homeowners begin, expand or consolidate their property journey. Our experienced Sydney mortgage broker team goes beyond just getting your home loan approved. Borro™’s Sydney mortgage brokers are committed to working by your side as we navigate the mortgage market together, keeping your best interests as our top priority at all times, throughout the home loan process and beyond.
As Sydney home loan broker specialists, we operate across an extensive panel of lenders, exploring varied mortgage solutions in order to find the right lender and most suitable loan to service your needs. Whether this is your first property purchase, or you’re looking to compare investment home loans, we have the tools and negotiating power to provide our clients with a suitable solution that aligns with your needs, now and long term.
Sydney Home Loans
If you want to purchase a property in Sydney, you need a mortgage that aligns with your financial situation, borrowing capacity and lifestyle. That’s why our home loan brokers in Sydney conduct a thorough eligibility check to understand your requirements and intended living arrangements for the property. We perform our due diligence and mortgage comparison process to match you with a loan product that truly fits with your financial needs. Whether you want to live in Double Bay or Penrith, North Sydney or Cronulla, Borro™ always has the buyer’s best interests at heart. It’s our number one goal to help you achieve home loan approval and ownership sooner with a loan that suits you, no matter the property’s location or purchase price. If you seek a fixed interest rate, a low deposit or a flexible repayment plan, our team will work tirelessly to help secure your dream property in the Sydney market.
Why Borro™ for your Sydney home loan?
Collaboration and communication.
At Borro™, we transcend the individual expertise of our brokers; we operate as a unified team. Through open communication, collaborative efforts, and leveraging our collective strength, we strive to identify and deliver the optimal financial solutions tailored to your specific needs.
Excellence and ethics.
There’s a reason we have an outstanding reputation in the industry and an incredibly loyal customer base… Borro™ builds trust through crystal clear communication and one clear goal in mind: the best possible outcome for our clients.
Motivation and mastery.
Borro™ always strives for more. We lead the charge in adapting to market shifts, continuously refining our processes to guarantee our clients receive unparalleled service and enjoy a seamless borrowing experience.
No nonsense.
At Borro™, honesty is our guiding principle. When it comes to finance, we prioritise setting realistic expectations and steering clear of empty assurances. Rest assured, we’re here to assist, and you can count on Borro™ to provide straightforward and transparent advice.
We’re listening to your lending needs
Achieve your financial goals
It’s super easy to speak to one of our brokers. Book your free, no-obligation 30-minute appointment by simply selecting a time and date that suits you, and whether you’d like to discuss your loan needs by phone or virtual meeting.
Talk to a Borro broker today
BORRO™’S TRANSPARENT PROCESS
Find your finance in 4 easy steps
Step 1
First determine your eligibility in switching to a Borro™ home loan.
Step 2
Fill out the simple online application form or talk with one of our friendly Borro™ brokers.
Step 3
If your application is approved, we’ll send through your documents online to review.
Step 4
Cross the t’s and dot the i’s. Sit back, relax and start saving.
We educate and empower people, financially.
At Borro, we love educating our customers. For everything from buying your first home to getting an investment property and even getting a new ride, Borro has you covered.
Brush up with Borro Media.
HOME LOAN BROKERS SYDNEY: OUR SERVICES
How we can help you.
Over 100 5-star Reviews on Google
REFINANCE HOME LOAN SYDNEY: FREQUENTLY ASKED QUESTIONS
Home Loan Broker Sydney: FAQs
Why choose Borro™ for Sydney home loans?
Borro™ is a home loan broker with a strong industry reputation and outstanding customer retention. We operate with honesty and transparency throughout the entire process of purchasing a home, promoting ethical conduct across all sides of our business. Through our mortgage broking services, Borro™ educates and empowers individuals to help them achieve financial freedom.
Our team has also won several industry awards and accolades, and has over 100 5-star reviews on Google.
Why would I use a mortgage broker over going direct to my bank?
Using a Sydney mortgage broker for a new home loan or home loan refinance can have many advantages over going direct to your bank. Some of the reasons why home and business owners might want to use an independent mortgage broker are:
- Unbiased advice and guidance: A mortgage broker can help you understand the pros and cons of different loans, explain the comparison rate, fees and other charges involved, and advise you on the type of loan balance you can afford. They can also help you with the loan application process and paperwork, and liaise with the lender on your behalf.
- Access to more lenders and loan products: A mortgage broker can compare a wide range of loans from different lenders and find the best option for your needs and goals. They can also access non-advertised interest rates, exclusive offers and discounts that may not be available to the public.
- Save time and money: A mortgage broker can do all the research and legwork for you, saving you time and stress. They can also negotiate better rates and terms with the lenders, which helps you save on interest and fees. If your financial situation improves from when you first buy your house, you can also refinance, potentially decreasing your interest rate and therefore home loan repayments.
- Personalised service: A Borro™ mortgage broker will tailor their service to your specific needs and preferences. They can work around your schedule and meet you at a convenient time and place. They can also provide ongoing support and assistance throughout the life of the loan.
How many lenders do our Sydney mortgage brokers work with?
A good mortgage broker works with an extensive panel of contacts from all sides of the lending industry. At Borro™, we have access to more than 30 lenders, including major banks, regional banks, credit unions, online lenders, specialist lenders and other institutions within the finance industry, this helps us compare home loans and find the most suitable for your needs.
How quickly can I get my home loan pre-approved?
The timeline for getting your home loan pre-approved can vary depending on several factors, including the lender’s process, your financial situation, and how quickly you can provide the necessary documentation. In some cases, you may be able to get home loan pre-approval within a few days, while in others, it might take a week or longer.
How do I know which type of loan to get?
There are many types of loans available, each with different purposes, features, benefits, and drawbacks. The type of loan that suits you best depends on your personal preferences, goals, and circumstances. Some factors to consider when choosing a loan type are:
- Your borrowing amount: How much money do you need to borrow? Do you have a large or a small loan amount? Will you need lender’s mortgage insurance?
- Your capacity for home loan repayments: How much can you afford to put aside for monthly repayments? Do you have a stable and regular income or does it vary from month to month?
- Your loan purpose: What are you borrowing the money for? Is it for buying a property, a car, a business, or something else? Is it for personal or investment use?
- Your interest rate: Are you searching for a comparison on variable interest rates that can change over time or fixed rate home loans that stay the same for a certain period? How sensitive are you to fluctuations in home loan interest rates and market changes as you make principal and interest repayments?
- Your loan features: Do you have a preference for fixed rate loans or variable rate home loans? Do you want access to extra features such as an offset account, a redraw facility, or the ability to make extra mortgage repayments? Are you willing to pay higher fees, interest rates or other loan amounts for these features?
- Your loan term: How long do you want to take to pay off your loan? Do you want to pay it off as quickly as possible or spread it over a longer period?
What type of loans does Borro™ assist with?
As a Sydney mortgage broker, Borro™ offers a diverse range of financial solutions. We’re flexible with your wants, needs and desires, and will curate a loan package that delivers not just in the here-and-now, but long into the future. If you seek any of the following, we are here to help:
- Home loans Sydney: This is a loan for home buyers to purchase or refinance a property. This loan type may offer special features such as an offset account, a redraw facility, or the ability to make extra repayments. It may also have different requirements for the deposit, the borrowing amount, the interest rate, and the lenders mortgage insurance (LMI).
- Personal loan: Personal loans are used for individual purposes such as consolidating debts, paying for a wedding, or going on a holiday. This loan type may have higher interest rates, fees and charges than other types of loans, but we may also be able to get your loan approved more efficiently and with less documentation.
- Business loan: This is used for business purposes such as starting or expanding a business, buying equipment, or managing cash flow. This loan type may have different eligibility criteria, interest rates, fees, and repayment options than other types of loans. It may also require collateral or a guarantor.
- Asset finance: Asset finance loans, such as machinery, boat or car loans are used to buy anything which adds financial value, as opposed to a liability. This loan type may have lower interest rates than other types of loans because the asset acts as security for the lender. It may also have different terms and conditions depending on the type and value of the asset.
- Investment finance: Investment loans are used to buy an asset or a business that generates income or capital growth. This loan type may offer tax benefits, such as deducting the interest payments from your taxable income. However, it also involves higher risks, such as losing money if the asset or business performs poorly or the market conditions change.
Are your Sydney mortgage brokers licensed?
Yes, each Borro™ home loan broker is licensed by the Australian Securities and Investments Commission (ASIC) as a credit representative. In any circumstance, you can check if your broker is licensed by asking them for their Australian credit licence number or contacting a professional body such as the Finance Brokers Association of Australia Limited (FBAA) or the Mortgage & Finance Association of Australia (MFAA).
