Find Your Best Loan Option
Mortgage Broker Melbourne
Your Trusted Mortgage Broker in Melbourne: We help Melbourne home buyers and investors secure the best mortgage deals—fast, transparent, and stress-free.
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Let’s Take a Look at Your Options – Free 30-Minute Chat With a Borro™ Broker
Free 30-Minute Chat With a Borro™ Broker
Your first chat with a Borro broker is completely free — no fees, no obligations. We’ll take time to understand where you’re at, walk you through the loan options that suit you best, and lay out clear next steps. No pressure, no jargon — just real advice from someone in your corner.
Melbourne Home Loans
Borro™ helps Melbourne residents buy with confidence
Whether you’re buying in Brunswick, Bentleigh or Berwick, our team is here to help make your next move smooth and well-informed. With 30+ lenders on our panel, we work hard to deliver personalised loan solutions that suit your lifestyle – not the banks’.
Borro™ brokers offer unmatched service for first-time buyers, seasoned investors, and refinancers across Melbourne. You’ll get quick answers, expert guidance and a broker that makes lenders compete for your business.
Melbourne Home Loans
Borro™ helps Melbourne residents buy with confidence
- Mortgage Broker
- We compare
- Buy with confidence
- We find the best choice for you
- We do the hard work
- Experienced team
- Finding you the lowest rate
- 5★ 215+ Google Reviews
Why Choose Borro™ as Your Melbourne Mortgage Broker?
We know the quirks of Melbourne’s housing market – whether it’s understanding high-density zoning in Fitzroy or off-plan buying in Docklands.
High Approval Rates
Our clients secure financing more quickly and efficiently compared to the typical industry process.
With access to over 30 banks and lenders, we help you find the best loan option for your situation.
No jargon, no surprises – just practical advice, clear numbers, and real support from start to finish.
Customer Testimonials
Over 230+ 5★ Reviews on Google
Chelsea C.
3 months ago
Cara and her team at Borro have been nothing short of exceptional throughout our home loan process. From the very beginning, Cara provided clear communication and comprehensive information, making the process of moving banks and securing a loan for our new mortgage smooth and stress-free.
She took the time to explain every step, answer all our questions, and ensured we felt confident in the decisions we were making. Her professionalism, knowledge, and genuine care made what can often be a complicated process feel simple and well supported.
I could not recommend Cara and the team at Borro more highly to anyone looking to secure a home loan or refinance. Their service and support have truly been outstanding. ⭐️⭐️⭐️⭐️⭐️
She took the time to explain every step, answer all our questions, and ensured we felt confident in the decisions we were making. Her professionalism, knowledge, and genuine care made what can often be a complicated process feel simple and well supported.
I could not recommend Cara and the team at Borro more highly to anyone looking to secure a home loan or refinance. Their service and support have truly been outstanding. ⭐️⭐️⭐️⭐️⭐️
Bryce W.
3 months ago
Working with Campbell from borro as our mortgage broker was an outstanding experience from start to finish. From the very beginning, he was professional, knowledgeable, and genuinely committed to helping us secure the best possible outcome.
Campbell took the time to clearly explain every step of the process, making what can often be a stressful and confusing experience feel simple and manageable. He was always available to answer questions, provided honest advice, and worked incredibly hard behind the scenes to find the right loan that suited our needs.
What really stood out was his communication and dedication. Campbell kept us updated throughout the entire process and made sure everything moved smoothly and efficiently. His attention to detail and willingness to go the extra mile gave us complete confidence that we were in good hands.
Thanks to Campbell, the whole process was far easier than we expected. We would highly recommend him to anyone looking for a reliable, knowledgeable, and supportive mortgage broker. If you want someone who truly cares about getting the best result for you, Campbell is the person to call.
Campbell took the time to clearly explain every step of the process, making what can often be a stressful and confusing experience feel simple and manageable. He was always available to answer questions, provided honest advice, and worked incredibly hard behind the scenes to find the right loan that suited our needs.
What really stood out was his communication and dedication. Campbell kept us updated throughout the entire process and made sure everything moved smoothly and efficiently. His attention to detail and willingness to go the extra mile gave us complete confidence that we were in good hands.
Thanks to Campbell, the whole process was far easier than we expected. We would highly recommend him to anyone looking for a reliable, knowledgeable, and supportive mortgage broker. If you want someone who truly cares about getting the best result for you, Campbell is the person to call.
Candice S.
3 months ago
Kelly and Lina were fantastic. They work at a fast pace which is exactly what you want in a mortgage broker. I would highly recommend Borro.
Jamie B.
3 months ago
Incredibly knowledgable, patient, dilligent and got the results I needed.
Jarrah K.
3 months ago
Campbell was so attentive and helpful. He was also always pleasant to communicate with.
Alison S.
4 months ago
I had an excellent experience working with Campbell from Borro. From the very beginning Campbell demonstrated strong communication, a genuine commitment to delivering the best possible outcome. He was proactive, transparent and always available to answer questions & provide guidance throughout the process. His attention to detail and ability to navigate complex situations made everything smooth & stress-free. I highly recommend Campbell to anyone looking for a knowledgeable & reliable broker who truly puts clients first.
Susie
4 months ago
Kelly from Borro was an absolute delight to work with! She made applying for a home loan feel easy, guiding me every step of the way and keeping me informed throughout the entire process. Kelly was always prompt, professional, and communicated clearly with genuine empathy, which made a huge difference in helping me understand the loan process and feel fully supported. She consistently provided timely updates, even after work hours and during her annual leave, which I was incredibly grateful for. Thanks to her guidance, we secured formal approval on time. I couldn’t be happier with the outstanding service and would highly recommend Kelly to anyone looking for a knowledgeable and trustworthy mortgage broker.
Ric H.
4 months ago
Cara and her team have been wonderful to deal with for my first property purchase! I decided to engage Cara because I got to see first-hand her capabilities when previously working in conveyancing. I noticed that Cara was willing to go above and beyond and actually cared about her clients. Cara made the process as simple and stress free as possible. Cara and her team provided quick responses to all my queries during the process which was much appreciated. I am more than happy to recommend Cara to anyone looking to engage a mortgage broker.
Priya R.
4 months ago
Cara and team are pleasant, efficient and courteous.
Peta H.
5 months ago
Responsive practical helpful and got us the result we wanted!
Sam B.
5 months ago
Campbell has been amazing during the whole process from start to finish. Thankyou
Ella C.
5 months ago
A seamless, stress free experience from an absolute professional. Thank you very much Kelly.
Jordon C.
5 months ago
The team at Borro are amazing! Cara and Calumn were sensational from start to finish. They made the entire process so much easier by dealing with the banks directly. They took their time and helped guide us towards securing the right product for our needs. Cara was great at explaining things simply, so we felt confident in our decision. Thanks Borro!
Jason P.
5 months ago
Kelly and the team at Borro were outstanding throughout our refinance. She proactively searched for better options for our loan and organized for evaluations, which allowed my partner and I to access additional equity. Her communication, knowledge and dedication made the entire process smooth and stress-free. Highly recommended.
Charli C
6 months ago
Cannot rate Kelly enough. After more than 12 months of looking for a house and trying to balance finance with new jobs and bad timings, I come across Kelly. In 3 weeks I have gone unconditional on an amazing house. She is absolutely brilliant.
My favourite things:
- She explains EVERYTHING
- Then she emails it, so you have it all in writing.
- She is there when you need her for a vital answer
- She sticks to a promised timeframe
- Her advice was reliable, many times before I have been given advice on an area I am unfamiliar with, this time, brokering, and I relay what I’ve been told to someone and they always tell me it’s wrong. This is the only time that hasn’t happened. Her advice has been SPOT ON. She knows the Brisbane market and she knows the banks. Thank you Kelly x
My favourite things:
- She explains EVERYTHING
- Then she emails it, so you have it all in writing.
- She is there when you need her for a vital answer
- She sticks to a promised timeframe
- Her advice was reliable, many times before I have been given advice on an area I am unfamiliar with, this time, brokering, and I relay what I’ve been told to someone and they always tell me it’s wrong. This is the only time that hasn’t happened. Her advice has been SPOT ON. She knows the Brisbane market and she knows the banks. Thank you Kelly x
Caro L.
6 months ago
My husband did an extensive search to find the best mortgage broker and found Cara at Borro and we were so happy with the service and help she provided us. Cara was nothing short of amazing, she is so knowledgeable and made all the financial advice and options so easy to understand. She was always happy to chat and answer our questions and ultimately was pivotal in helping us get the best deal and optimise our borrowing capacity. Borro truly offer a genuine and trustworthy service and work hard on your behalf right to settlement day! We couldn’t have done alone! I highly recommend using the team at Borro! You’ll be so happy you did!! Thanks so much Cara and team! 🙏☺️
Ines I.
6 months ago
I can’t thank Cara and the Borro team enough! Cara went above and beyond for us from start to finish. No question was ever too small, and she was always available to guide us through the whole loan process — honestly couldn’t have done it without her and the team. They made everything feel so much less stressful and genuinely cared about getting the best outcome for us. Cara has helped me with multiple loans and honestly there’s no one else I’d trust.
Highly recommend to anyone needing a mortgage broker. Absolutely amazing service! 🌟✨🏆
Highly recommend to anyone needing a mortgage broker. Absolutely amazing service! 🌟✨🏆
Rhyan N.
6 months ago
We’ve moved from another broker to Cara and Borro, and cannot tell you how dramatically better the Borro team has been. Highly responsive, highly knowledgeable, and very flexible. They are not tied to any relationships and work with you/for you, rather than the banks. We refinanced 2 properties while drawing equity to buy another and they handled this mess all within a couple weeks, and made it feel seamless.
Chris H.
7 months ago
Campbell has been an amazing mortgage broker from start to finish. He is genuine, easy to work with, and guided me through every step of the process with patience as I started to stress at times. Whenever an issue came up, Campbell was quick to find an alternative strategy and keep everything moving forward smoothly, working with buyers agents as well. I highly recommend Campbell and the team at Borro.
Mollie D
7 months ago
Karlee and the Borro team helped us secure a refinance deal that exceeded our expectations both in value and in time frame! Thanks for all of your help Karlee, would recommend you to anyone!
shannon A.
7 months ago
Borro and Kelly in particular are super easy to deal with. I never feel like it’s a problem or any questions are too silly. They are prompt and get the job done. I would recommend to anyone and in fact have. I have used these guys for years. Thank you
Nerida H.
7 months ago
Absolutely cannot fault this team! They have been so easy to deal with!
Seth G.
7 months ago
Couldn’t have been more impressed with their work. Big shout out to Campbell for being an incredible point guy and knowing all the in’s out’s of getting a home loan. Would highly recommend.
Jason R.
7 months ago
Cara and the team at Borro made the process of getting a mortgage an absolute breeze. They took the time to understand our circumstances and guide us through the whole process. The knowledge Cara possesses as a mortgage broker is second to none, and we really are grateful for a fantastic experience!
Ashley H.
7 months ago
Loved working with Karlee and the team, Borro made the whole experience so simple!
Melbourne Mortgage Market Insights
“South Brisbane’s property market is evolving—here’s what you need to know”
“Melbourne’s housing market is regressing in 2026. After slowing in 2024, steady price growth resumed in early 2025, and now we’ve seen a significant drop in the median house prices by about 59%.”
Cara Giovinazzo
Founder & Managing Director
Founder & Managing Director
$510,000
Current median house price in Melbourne
cited by realestate.com.au property reports and updated February 2026 to reflect current market trends.
Read More Market Insights
Unlocking Home Ownership: Unlimited Places & Higher Price Caps for First Home Buyers in 2025
Our Sevices
How We Help Melbourne Borrowers
We offer tailored mortgage solutions for Melbourne borrowers—whether you’re buying by the beach, refinancing inland, or growing your property portfolio.
Purchase a new vehicle or other asset and equipment types.
Let Borro™ bring calm to the chaos of the entire home buying journey.
Take your business to the next level with Borro™.
Review your home loans and find a competitive interest rate.
Our team takes care of the heavy lifting, from initial eligibility checks and pre-approvals to application support and post-settlement assistance.
Consolidate debt, reduce interest, free up your budget with Borro™.
Secure a competitive mortgage for your Australian investment property.
Let us help you find the right personal finance solution for you.
Gain home buying confidence with pre-approval for your price range.
Our calculators help you make informed financial decisions with ease.
How Our Process Works
Find the Right Home Loan in 4 Easy Steps
01
Step 01
Eligibility Check
Book a free consultation
02
Step 02
Compare Loans
We assess 30+ lenders.
03
Step 03
Get Pre-Approved
Secure confidence before buying.
04
Step 04
Finalise Your Loan
Smooth settlement process.
ACHIEVE YOUR FINANCIAL GOALS
Where to Find Borro™ in Melbourne
In case you missed something
Frequently Asked Questions
Yes. Melbourne’s market is complex, and every suburb has different lender appetite, zoning rules and borrowing power implications. A local broker helps you avoid delays and stay competitive.
You’ll usually need at least 5–10% of the property’s value. But a 20% deposit can help you skip LMI and access better rates. We can guide you through these thresholds and your eligibility.
Fixed rates give certainty over a set period; variable rates move with the market. Some borrowers opt for a split loan to balance flexibility with security. A Borro broker can explain which suits your situation.
If it’s been more than two years since you reviewed your rate – or your circumstances have changed – it might be time. We’ll weigh up the costs and benefits for you.
Yes. The First Home Owner Grant (FHOG) may offer up to $10,000 for eligible new builds, along with stamp duty concessions. We help you apply and make sure nothing’s missed.
Definitely. From yield-focused loan structuring to interest-only options, we support new and experienced investors looking to grow their Melbourne portfolio.
DISCOVER MORE SERVICE LOCATIONS
Our Melbourne Service Locations
- Melbourne CBD
- Carlton
- Richmond
- Brunswick
- Fitzroy
- Northcote
- Glen Waverley
- North Melbourne
- South Melbourne
AWARDS
Industry awards and accolades.
Lenders we work with
Start Your Mortgage Journey Today
Get expert advice and secure the best loan for your needs.
