Home Mortgage Broker Sunshine Coast
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Mortgage Broker Sunshine Coast

Whether you’re buying, investing or refinancing, Borro™ helps you make sense of your home loan options on the Sunshine Coast. We work for you - not the banks - with clear, honest advice and no hidden surprises.
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Let’s Take a Look at Your Options - Free 30-Minute Chat With a Borro™ Broker
Free 30-Minute Chat With a Borro™ Broker

Sunshine Coast Home Loans

Mortgage Brokers on the Sunshine Coast

As the Sunshine Coast property market continues to attract both lifestyle buyers and long-term investors, Borro™ is proud to support local homeowners through every stage of their property journey. Whether you’re buying your first home in Birtinya, refinancing in Buderim, or investing in Noosa, our experienced mortgage brokers are here to help you move forward with confidence.

Each Borro™ mortgage broker is focused on making the process clear, simple, and tailored to your goals. We take the time to understand your financial position, then work across our panel of 30+ lenders to find the right loan for your needs — without the sales pressure.

From your first enquiry to final settlement, we’re by your side, offering local insight, transparent mortgage advice, and a stress-free experience every step of the way.

Sunshine Coast Home Loans
Borro™ helps Sunshine Coast residents buy with confidence
  • Mortgage Broker
  • We compare
  • Buy with confidence
  • We find the best choice for you
  • We do the hard work
  • Experienced team
  • Finding you the lowest rate
  • 5★ 215+ Google Reviews

How We Help Sunshine Coast Borrowers?

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We understand the unique lending landscape of the Sunshine Coast’s property market.

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Our clients secure financing more quickly and efficiently compared to the typical industry process.
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We compare loans from 30+ banks and lenders to find the best deal for you.
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No hidden fees, no confusing fine print—just real financial solutions.

Customer Testimonials

Over 230+ 5★ Reviews on Google

Chelsea C. profile picture
Chelsea C.
4 months ago
Cara and her team at Borro have been nothing short of exceptional throughout our home loan process. From the very beginning, Cara provided clear communication and comprehensive information, making the process of moving banks and securing a loan for our new mortgage smooth and stress-free.

She took the time to explain every step, answer all our questions, and ensured we felt confident in the decisions we were making. Her professionalism, knowledge, and genuine care made what can often be a complicated process feel simple and well supported.

I could not recommend Cara and the team at Borro more highly to anyone looking to secure a home loan or refinance. Their service and support have truly been outstanding. ⭐️⭐️⭐️⭐️⭐️
Bryce W. profile picture
Bryce W.
4 months ago
Working with Campbell from borro as our mortgage broker was an outstanding experience from start to finish. From the very beginning, he was professional, knowledgeable, and genuinely committed to helping us secure the best possible outcome.

Campbell took the time to clearly explain every step of the process, making what can often be a stressful and confusing experience feel simple and manageable. He was always available to answer questions, provided honest advice, and worked incredibly hard behind the scenes to find the right loan that suited our needs.

What really stood out was his communication and dedication. Campbell kept us updated throughout the entire process and made sure everything moved smoothly and efficiently. His attention to detail and willingness to go the extra mile gave us complete confidence that we were in good hands.

Thanks to Campbell, the whole process was far easier than we expected. We would highly recommend him to anyone looking for a reliable, knowledgeable, and supportive mortgage broker. If you want someone who truly cares about getting the best result for you, Campbell is the person to call.
Candice S. profile picture
Candice S.
4 months ago
Kelly and Lina were fantastic. They work at a fast pace which is exactly what you want in a mortgage broker. I would highly recommend Borro.
Jamie B. profile picture
Jamie B.
4 months ago
Incredibly knowledgable, patient, dilligent and got the results I needed.
Jarrah K. profile picture
Jarrah K.
4 months ago
Campbell was so attentive and helpful. He was also always pleasant to communicate with.
Alison S. profile picture
Alison S.
4 months ago
I had an excellent experience working with Campbell from Borro. From the very beginning Campbell demonstrated strong communication, a genuine commitment to delivering the best possible outcome. He was proactive, transparent and always available to answer questions & provide guidance throughout the process. His attention to detail and ability to navigate complex situations made everything smooth & stress-free. I highly recommend Campbell to anyone looking for a knowledgeable & reliable broker who truly puts clients first.
Susie profile picture
Susie
5 months ago
Kelly from Borro was an absolute delight to work with! She made applying for a home loan feel easy, guiding me every step of the way and keeping me informed throughout the entire process. Kelly was always prompt, professional, and communicated clearly with genuine empathy, which made a huge difference in helping me understand the loan process and feel fully supported. She consistently provided timely updates, even after work hours and during her annual leave, which I was incredibly grateful for. Thanks to her guidance, we secured formal approval on time. I couldn’t be happier with the outstanding service and would highly recommend Kelly to anyone looking for a knowledgeable and trustworthy mortgage broker.
Ric H. profile picture
Ric H.
5 months ago
Cara and her team have been wonderful to deal with for my first property purchase! I decided to engage Cara because I got to see first-hand her capabilities when previously working in conveyancing. I noticed that Cara was willing to go above and beyond and actually cared about her clients. Cara made the process as simple and stress free as possible. Cara and her team provided quick responses to all my queries during the process which was much appreciated. I am more than happy to recommend Cara to anyone looking to engage a mortgage broker.
Priya R. profile picture
Priya R.
5 months ago
Cara and team are pleasant, efficient and courteous.
Peta H. profile picture
Peta H.
5 months ago
Responsive practical helpful and got us the result we wanted!
Sam B. profile picture
Sam B.
5 months ago
Campbell has been amazing during the whole process from start to finish. Thankyou
Ella C. profile picture
Ella C.
5 months ago
A seamless, stress free experience from an absolute professional. Thank you very much Kelly.
Jordon C. profile picture
Jordon C.
5 months ago
The team at Borro are amazing! Cara and Calumn were sensational from start to finish. They made the entire process so much easier by dealing with the banks directly. They took their time and helped guide us towards securing the right product for our needs. Cara was great at explaining things simply, so we felt confident in our decision. Thanks Borro!
Jason P. profile picture
Jason P.
6 months ago
Kelly and the team at Borro were outstanding throughout our refinance. She proactively searched for better options for our loan and organized for evaluations, which allowed my partner and I to access additional equity. Her communication, knowledge and dedication made the entire process smooth and stress-free. Highly recommended.
Charli C profile picture
Charli C
6 months ago
Cannot rate Kelly enough. After more than 12 months of looking for a house and trying to balance finance with new jobs and bad timings, I come across Kelly. In 3 weeks I have gone unconditional on an amazing house. She is absolutely brilliant.

My favourite things:

- She explains EVERYTHING
- Then she emails it, so you have it all in writing.
- She is there when you need her for a vital answer
- She sticks to a promised timeframe
- Her advice was reliable, many times before I have been given advice on an area I am unfamiliar with, this time, brokering, and I relay what I’ve been told to someone and they always tell me it’s wrong. This is the only time that hasn’t happened. Her advice has been SPOT ON. She knows the Brisbane market and she knows the banks. Thank you Kelly x
Caro L. profile picture
Caro L.
6 months ago
My husband did an extensive search to find the best mortgage broker and found Cara at Borro and we were so happy with the service and help she provided us. Cara was nothing short of amazing, she is so knowledgeable and made all the financial advice and options so easy to understand. She was always happy to chat and answer our questions and ultimately was pivotal in helping us get the best deal and optimise our borrowing capacity. Borro truly offer a genuine and trustworthy service and work hard on your behalf right to settlement day! We couldn’t have done alone! I highly recommend using the team at Borro! You’ll be so happy you did!! Thanks so much Cara and team! 🙏☺️
Ines I. profile picture
Ines I.
7 months ago
I can’t thank Cara and the Borro team enough! Cara went above and beyond for us from start to finish. No question was ever too small, and she was always available to guide us through the whole loan process — honestly couldn’t have done it without her and the team. They made everything feel so much less stressful and genuinely cared about getting the best outcome for us. Cara has helped me with multiple loans and honestly there’s no one else I’d trust.

Highly recommend to anyone needing a mortgage broker. Absolutely amazing service! 🌟✨🏆
Rhyan N. profile picture
Rhyan N.
7 months ago
We’ve moved from another broker to Cara and Borro, and cannot tell you how dramatically better the Borro team has been. Highly responsive, highly knowledgeable, and very flexible. They are not tied to any relationships and work with you/for you, rather than the banks. We refinanced 2 properties while drawing equity to buy another and they handled this mess all within a couple weeks, and made it feel seamless.
Chris H. profile picture
Chris H.
7 months ago
Campbell has been an amazing mortgage broker from start to finish. He is genuine, easy to work with, and guided me through every step of the process with patience as I started to stress at times. Whenever an issue came up, Campbell was quick to find an alternative strategy and keep everything moving forward smoothly, working with buyers agents as well. I highly recommend Campbell and the team at Borro.
Mollie D profile picture
Mollie D
7 months ago
Karlee and the Borro team helped us secure a refinance deal that exceeded our expectations both in value and in time frame! Thanks for all of your help Karlee, would recommend you to anyone!
shannon A. profile picture
shannon A.
7 months ago
Borro and Kelly in particular are super easy to deal with. I never feel like it’s a problem or any questions are too silly. They are prompt and get the job done. I would recommend to anyone and in fact have. I have used these guys for years. Thank you
Nerida H. profile picture
Nerida H.
7 months ago
Absolutely cannot fault this team! They have been so easy to deal with!
Seth G. profile picture
Seth G.
8 months ago
Couldn’t have been more impressed with their work. Big shout out to Campbell for being an incredible point guy and knowing all the in’s out’s of getting a home loan. Would highly recommend.
Jason R. profile picture
Jason R.
8 months ago
Cara and the team at Borro made the process of getting a mortgage an absolute breeze. They took the time to understand our circumstances and guide us through the whole process. The knowledge Cara possesses as a mortgage broker is second to none, and we really are grateful for a fantastic experience!
Ashley H. profile picture
Ashley H.
8 months ago
Loved working with Karlee and the team, Borro made the whole experience so simple!
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Sunshine Coast Case Study

Investment Property Financing

Ages: 35 & 38

Occupation: IT Professional & Business Owner

Location: Sunshine Coast

Date: January 2026

Goal: Secure financing for their second investment property while minimizing costs and ensuring flexibility in loan terms.

Outcome:

In the past six months, Borro worked with the clients to assess their financial situation and compare offers from a wide range of lenders. They were originally quoted a 6.3% interest rate for their investment loan, but after Borro’s diligent research, they secured a new loan with a significantly lower interest rate. The clients saved over $2,500 in the first year and gained the flexibility needed for future property investments.

Quick Facts:

  • Initial lender quote: 6.3% (variable)
  • New interest rate: 5.49% (variable)
  • Savings: $2,500 annually
  • Loan structure designed for property investors

Sunshine Coast Market Insights

What’s happening in the Sunshine Coast market?
  • Units and townhouses are popular in growth areas like Maroochydore and Caloundra

  • Lifestyle demand is keeping prices resilient, even with higher interest rates

  • Infrastructure upgrades, including Sunshine Coast rail projects, continue to add long-term value

$1,080,000
Current median house price in Sunshine Coast

cited by realestate.com.au property reports and updated February 2026 to reflect current market trends.

Check out more market insights

Our Sevices

How We Help Sunshine Coast Borrowers

We offer tailored mortgage solutions for Sunshine Coast borrowers—whether you’re buying by the beach, refinancing inland, or growing your property portfolio.
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Purchase a new vehicle or other asset and equipment types.
Let Borro™ bring calm to the chaos of the entire home buying journey.
Take your business to the next level with Borro™.
Review your home loans and find a competitive interest rate.
Our team takes care of the heavy lifting, from initial eligibility checks and pre-approvals to application support and post-settlement assistance.
Consolidate debt, reduce interest, free up your budget with Borro™.
Secure a competitive mortgage for your Australian investment property.
Let us help you find the right personal finance solution for you.
Gain home buying confidence with pre-approval for your price range.
Our calculators help you make informed financial decisions with ease.

How Our Process Works

Whether you’re buying your first home in Noosa or refinancing in Maroochydore, we’ve made the process simple and stress-free. As a trusted mortgage broker on the Sunshine Coast, we focus on doing the legwork so you don’t have to.

01
Step 01
Eligibility Check

We’ll start with a quick chat to understand your goals, financial position, and what’s realistic for your situation. No pressure, no jargon – just a straight-up conversation to see if we’re the right fit.

02
Step 02
Compare Loans

From big banks to local lenders, we’ll compare a wide range of home loans and explain what actually matters – rates, fees, and flexibility. And because we’re not tied to one lender, we’re focused on what’s best for you.

03
Step 03
Get Pre-Approved

We’ll help you lock in pre-approval, so you can make offers with confidence – whether you’re buying in Buderim, Coolum, or anywhere in between.

04
Step 04
Finalise Your Loan

Once you’ve found the right place, we’ll guide you through the final steps. Our local team stays in touch with your solicitor and lender to make sure settlement goes off without a hitch. 

THE TEAM

Your Lending Experts.

Cara Giovinazzo

Cara Giovinazzo

Managing Director & Senior Mortgage Broker

Borro™ - Brisbane Dip. Finance & Mortgage Broking View Profile
Kelly Paterson

Kelly Paterson

Senior Mortgage Broker

Brisbane Dip. Mortgage Broking View Profile
Amy Tessmann

Amy Tessmann

Business Operations Manager

Karlee Spence

Karlee Spence

Mortgage Broker

Brisbane Dip. Mortgage Broking View Profile
Campbell Moylan

Campbell Moylan

Mortgage Broker

Melbourne B. Comm/B. Finance, Grad. Cert. (Financial Technology), Cert IV Financial Services View Profile
Ben Bath

Ben Bath

Mortgage Broker

Brisbane Cert IV Mortgage Broking View Profile
Xatiese Wilson

Xatiese Wilson

Client Service Manager

Brisbane Cert III Business, Cert IV Finance & Mortgage Broking View Profile
Lina Faavae

Lina Faavae

Client Service Manager

Cris-an Pution

Cris-an Pution

Settlement Officer

Chia Sales

Chia Sales

Settlement Officer

Mortgage Brokers Servicing
Sunshine Coast Suburbs

We help clients across the entire Sunshine Coast, including:

Tools & Resources
Use our Helpful 
Loan Calculators
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Mortgage Calculator
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Loan Repayment Estimator
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Stamp Duty Calculator
ACHIEVE YOUR FINANCIAL GOALS
Where to Find Borro™ in Sunshine Coast
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Give us a call
Speak directly with one of our Borro™ brokers.
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In case you missed something

Sunshine Coast Mortgage Broker FAQs

For most clients, our service comes at no cost. Mortgage brokers like Borro™ are paid by the lender after your loan settles. If any fees apply in more complex situations, we’ll let you know upfront—no surprises.

Often, yes. We have access to loan products and negotiated rates from a wide range of lenders—not just the big banks. Because we know how different lenders assess borrowers, we can often match you with sharper rates and better overall value.

Absolutely. We work with many first-home buyers across the region, from Caloundra to Coolum. We’ll guide you through your borrowing options, help you understand your budget, and support you through the entire process—from loan approval to settlement.

As of 2025, eligible first-home buyers in Queensland can access the First Home Owner Grant, which currently offers $30,000 for new homes. There are also potential stamp duty concessions. We’ll help you understand what you’re eligible for and assist with the application process.

Yes. In addition to coastal areas, we also help clients in regional Sunshine Coast suburbs including Nambour, Palmwoods, Beerwah, and the hinterland. Every loan is tailored to your location, lender options, and personal goals.

If you haven’t reviewed your home loan in the past 6–12 months, it’s definitely worth checking. Many homeowners are still on outdated interest rates or loans that no longer suit their needs. A refinance could save you money, offer better features, or unlock equity for renovations or investments.

In most cases, you won’t need to. Borro is paid by the lender—not by you—so you benefit from expert advice and support without a direct cost. Even if a fee applies in specific situations, we’ll always be transparent and explain it clearly before you proceed.

Yes, we work with many clients in Maroochydore and the surrounding coastal areas. Whether you’re purchasing, refinancing, or investing, we offer local knowledge and tailored loan advice backed by a panel of over 30 lenders.

We do. Borro is not tied to any one bank or lender. That means our advice is unbiased, and our goal is simple—to find the best possible loan for your situation, not push any particular product.

A mortgage broker helps you compare home loans from different banks and lenders, so you don’t have to spend your weekends doing it yourself.

On the Sunshine Coast, where the property market can shift quickly between beachside hotspots and hinterland retreats, a broker helps you navigate your options with confidence. At Borro, we work with a wide range of lenders to find a home loan that suits your financial goals, whether you’re settling into Noosa, Maroochydore or further inland.

We’re here to explain things in simple terms, keep you informed, and make sure lenders are working for you, not the other way around.

AWARDS

Industry awards and accolades.

Lenders we work with

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