If you’re preparing for your first meeting with a mortgage broker, you might be unsure of what you need to bring along with you. Ensuring that you arrive to your meeting with all the necessary documents will help to streamline the process, so we’ve compiled a list of everything you need for your mortgage broker meeting.
What do I need to bring to a mortgage broker meeting?
Proof of ID
Firstly, you will need to provide government-issued identification. This might include your drivers license, passport, and Medicare card.
Financial documents
In order to obtain a mortgage, you’ll need to prove your financial health to the lender. You should bring along proof of income such as payslips, tax returns, and bank statements, to give your mortgage broker a clear picture of your financial position.
Credit information
You may wish to bring along a copy of your credit report for your mortgage broker meeting. If you don’t have one on hand, your broker will likely request permission to access the report on your behalf.
Assets
Come to your meeting with a list of your assets and their values. This should include any existing property, vehicles, and other valuables.
Debt details
Be prepared to detail each of your existing debts. This may include car loans, student loans, credit cards, personal loans, and existing mortgages.
Ensuring you are prepared for your mortgage broker meeting will help your lender to build a comprehensive view of your financial situation. Our team of expert mortgage brokers can help you with your home loan needs. Book an appointment with one of our Borro brokers today or call the team on 1300 1BORRO.
